In this Agreement, “we” refers Consolidettes, one or other of its programs and any joint venture in which it participates with respect to their operations in Canada. “You” means a person who has signed or an application for one of our products or services, to individuals or businesses ( “Service”), or placed in such a service or product, including a co-applicant, bail or personal representative.
Collection, use and disclosure of personal information If you ask, condone or use a service, and as long as you are our client, it is understood that we may request or collect personal information about you, including: your name, address, phone number, the nature of your principal business or occupation and date of birth, the law for requiring all such information; ID such as a driver’s license or valid passport; we may also ask you to provide a recent utility bill to verify your name and address; your annual income, a statement of your assets and debts as well as information about your credit history; your transactions, including payment history, movements on your accounts and how you plan to use the account or service and the source of funds or assets received; information that we may need to be able to offer you a service, such as information about your health; in some cases, this information is optional; information on third parties such as your spouse, if you ask some services for which disclosure of such information is required by law; and information on beneficial owners, intermediaries and other parties, which are required by law. In the case of legal entities, such as businesses, people from corporations, trusts, estates, clubs or other organizations, we may collect the information above, as appropriate, with each of the authorized representatives, signatories , partners, trustees, liquidators and members.
Also, when you ask, subscribe or use a service through a digital channel, we may collect information about your computer or device, your operating system, your Internet connection or telephone account, your settings, your IP address and location data device, your transaction data and personal information as described above. We may collect, use, disclose and retain this information for the purposes described above, and to determine the appropriate settings for your computer system, to provide or improve digital features and product options, and for safety reasons, to internal analysis and reporting.